🏦 Bank Feeds 🔄 Auto-Match 📥 Import ✅ Reconcile

Reconcile Every Account.
Zero Struggles.

Import bank statements or connect live feeds, auto-categorise with smart rules, match transactions to invoices and bills, and close your books in minutes — not days.

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Bank Reconciliation Dashboard
Live Feed
Imported
243
Matched
198
Pending
45
Discrepancies
0
24 Rules Auto-Applied
ADCB Connected Last sync: 2 min ago
5+
Banks & Wallets Connected
95%
Auto-Match Rate
3 Clicks
To Reconcile a Statement
AED 2B+
Transactions Reconciled
Everything You Need

Full-Spectrum Banking Control

From importing a CSV to connecting a live bank feed — VigorBooks handles every step of the reconciliation cycle automatically.

Import

Any Format. Any Bank. Any Time.

VigorBooks accepts CSV, Excel, OFX and QFX exports from virtually every bank in the UAE and internationally. Our smart import engine auto-detects column headers, maps dates and amounts, and flags duplicates before they reach your ledger.

  • Supports CSV, Excel (.xlsx), OFX and QFX file formats
  • Auto-detect column headers - no manual mapping needed
  • Duplicate transaction detection before import
  • Batch import - upload multiple files at once
  • Date format recognition for UAE and international banks
  • Preview and edit before confirming import
Import Bank Statement

Drop your bank file here

CSV · Excel · OFX · QFX
DateDescriptionAmountStatus
15 JanADCB Transfer+AED 12,500 Matched
15 JanOffice Rent-AED 8,000 Matched
16 JanUtility Bill-AED 450 Pending
17 JanSales Receipt+AED 3,200 Matched
Total Rows243
Matched198
Duplicates0
Connected Bank Accounts
ADCB Business Account ****4821 · AED Account
Live 2 min ago
FAB Current Account ****1163 · AED Account
Live 5 min ago
PayPal Business tech@vigorbooks.com
Live Just now
3 Accounts
Daily Auto-Sync
0 Errors
Bank Feeds

Connect Your Bank. Transactions Flow In Automatically.

Link your ADCB, FAB, Emirates NBD or any supported bank account directly to VigorBooks. Connect PayPal for e-commerce payments. Transactions arrive daily without you lifting a finger.

  • Direct bank connections for UAE and international accounts
  • PayPal and payment gateway integration
  • Automatic daily sync - no manual downloads
  • Real-time balance visibility across all accounts
  • Instant alerts for large or unusual transactions
  • Multi-currency account support
Bank Rules

Set Rules Once. Categorise Everything Automatically.

Stop categorising the same transactions every month. Build rules based on payee name, description keywords or transaction amount. VigorBooks applies them instantly to every matching transaction — past, present and future.

  • Rule conditions: payee name, description text, amount range
  • Auto-assign account, contact and tax code
  • Rule priority ordering for conflict resolution
  • Learn from your history - suggest rules automatically
  • Apply rules retroactively to previously imported data
  • Bulk-create rules from repeated transactions
Bank Rules
Office Rent Contains "RENT" - assign to Rent Expense
Active
Payroll Transfer Contains "WPS" - assign to Salaries & Wages
Active
DEWA Utility Payee "DEWA" - assign to Utilities
Active
Suggested Rule Telecom charges - assign to Communications?
Review
Active Rules24
Applied Today87
Accuracy98%
Transaction Matching
15 Jan ADCB Credit +AED 12,500
INV-0143 Al Fardan Group
16 Jan Utility Payment -AED 450
BILL-0088 Suggested
17 Jan Cash Withdrawal -AED 2,000
No match - create entry?
Auto Matched198
Suggested32
Unmatched13
Matching

Smart Suggestions. Bulk Matching. Zero Guesswork.

VigorBooks analyses each bank line and suggests the best matching invoice or bill automatically. Accept suggestions in one click, or bulk-match your entire statement in seconds. Unmatched items are queued for review — never lost.

  • AI-powered matching suggestions based on amount and date
  • Bulk accept all suggested matches in one action
  • Split a single bank line across multiple invoices
  • Match to receipts, transfers or create new entries
  • Unmatched transaction review queue with context
  • Audit trail for every match action
Reconciliation

Close Your Books in 3 Clicks. Every Time.

Enter your closing statement balance, review any differences, and confirm. VigorBooks does the maths, flags discrepancies and stores a full audit trail. Month-end becomes a 3-minute task instead of a 3-hour ordeal.

  • Enter statement closing balance and let VBooks calculate
  • Instant discrepancy detection and clear explanations
  • Adjust for bank charges, interest and errors in-flow
  • Lock reconciled periods to prevent accidental edits
  • Full audit trail of every reconciliation session
  • Print or export reconciliation reports for auditors
Reconcile - January 2025 Ready
Bank Statement Balance AED 124,850.00
VigorBooks Balance AED 124,850.00
Difference AED 0.00 ✓
243 transactions imported
All transactions matched
No discrepancies found
How It Works

From Statement to Reconciled in Minutes

A simple, repeatable process that keeps your books accurate and up to date every month.

01

Import or Connect

Upload your statement file or connect your bank account for automatic daily sync. Works with all major UAE banks.

CSVOFXLive Feed
02

Rules Auto-Categorise

Your bank rules fire instantly, categorising known payees and transaction types without any manual input needed.

Auto RulesSmart Match
03

Match Transactions

Smart suggestions link bank lines to invoices and bills. Accept all with one click or review individual matches.

Bulk AcceptSuggestions
04

Confirm & Close

Enter the statement closing balance, review the zero-difference confirmation, and lock the period. Done.

3 ClicksAudit Trail
Cash Flow

Know Your Cash Position. Always.

VigorBooks builds your cash flow picture automatically from reconciled transactions. See actual vs projected balances, track upcoming payables and receivables, and plan with confidence.

  • 30, 60 and 90-day cash flow projections
  • Actual vs projected balance chart
  • Upcoming payments and expected receipts
  • Low balance alerts and threshold notifications
  • Multi-account combined cash position
  • Export to Excel or PDF for management reporting
Cash Flow Forecast
Actual Projected
Jan 1Jan 8Jan 15Jan 22Jan 30
Inflow Outflow Net Balance
Avg Inflow+AED 48K
Avg Outflow-AED 31K
Projected BalanceAED 142K
Integrations

Works With Your Banks & Payment Tools

Direct connections to leading UAE banks and global payment platforms for automatic transaction sync.

Customer Stories

Trusted by Finance Teams Across the UAE

FAQ

Common Banking Questions

VigorBooks supports direct bank feed connections to ADCB, FAB (First Abu Dhabi Bank), Emirates NBD, Mashreq Bank, DIB (Dubai Islamic Bank) and several other UAE-based banks. For banks without a direct connection, you can import statements in CSV, Excel, OFX or QFX format instead.

Absolutely. VigorBooks uses bank-grade 256-bit SSL encryption for all data in transit. Bank feed connections use read-only OAuth tokens — we never store your banking credentials. All data is stored in certified UAE data centres compliant with UAE data residency requirements.

Yes. VigorBooks integrates directly with PayPal Business accounts. Once connected, PayPal transactions — payments received, fees and refunds — flow into your books automatically and can be reconciled against your PayPal balance just like a regular bank account.

Unmatched transactions are placed in a review queue. From there you can: create a new expense or income entry directly, split the transaction across multiple accounts, transfer to another account, or mark it as a bank charge. VigorBooks never discards or ignores unmatched lines — every transaction is accounted for.

After matching all transactions, navigate to the Reconcile screen, enter the closing balance from your bank statement, and VigorBooks calculates the difference instantly. If it's zero, confirm the reconciliation — the period is locked and an audit record is created. If there's a difference, you'll see exactly which transactions need attention.

Yes. VigorBooks fully supports multi-currency bank accounts. Each currency account is reconciled in its base currency with exchange rate adjustments handled automatically. Realised and unrealised forex gains and losses are posted to the correct accounts per UAE accounting standards.

14-Day Free Trial · No Credit Card Required

Connect your first bank account in under 5 minutes. Reconcile your first statement today.

UAE data residency · Bank-grade encryption · FTA-compliant